Functional Tai Chi:

Restoring Strength and Grace Through Movement

Terms & Conditions of Use Agreement

Last Updated: January 23, 2025

Welcome to PhatBoomer.com, & Old City Tai Chi.com (“PhatBoomer,” "OTC" “we,” “our,” or “us”).

By accessing or using this website, its videos, classes, memberships, coaching services, educational materials, live sessions, recorded content, wellness information, or any related services (collectively, the “Services”), you agree to be bound by these Terms & Conditions of Use (“Agreement”).

If you do not agree with these Terms, please do not use this website or its Services.


1. Eligibility

You must be at least eighteen (18) years old to use this website or purchase any Services.

By using this website, you confirm that:

  • you are at least 18 years old;
  • you are legally capable of entering into this Agreement; and
  • all information you provide is accurate and current.

2. Nature of Services

PhatBoomer.com and OldCityTaiChi.com provides:

  • live online Tai Chi, studio, and wellness classes;
  • recorded video-on-demand educational content;
  • wellness and lifestyle education;
  • nutritional education;
  • educational discussions regarding laboratory testing and health optimization;
  • health coaching services; and
  • general educational information related to movement, wellness, healthy aging, and functional wellness concepts.

All Services are intended for educational and informational purposes only.


3. No Medical Advice

The content provided through PhatBoomer.com, OCT, are not medical advice and is not intended to diagnose, treat, cure, or prevent any disease.

Use of this websites does not establish a physician-patient relationship unless expressly agreed to separately in writing and only where legally permitted.

Information provided through this website, including:

  • videos,
  • classes,
  • coaching,
  • wellness guidance,
  • supplement discussions,
  • blood chemistry education,
  • stool analysis education,
  • articles,
  • emails,
  • or other materials

should not replace consultation with your physician or qualified healthcare provider.

Always consult your healthcare provider before:

  • beginning an exercise program;
  • making dietary changes;
  • starting supplements;
  • changing medications;
  • or making healthcare decisions.

If you are experiencing a medical emergency, call 911 or seek immediate medical attention.


4. Assumption of Risk

You understand that participation in physical activity carries inherent risks.

By participating in any classes, exercises, movements, or wellness activities provided through PhatBoomer.com, you voluntarily assume all risks associated with such participation.

You acknowledge that:

  • exercise may result in injury;
  • physical activity may not be appropriate for all individuals;
  • you are responsible for monitoring your own physical condition and limitations; and
  • you may stop participation at any time if discomfort or symptoms occur.

You participate entirely at your own risk.


5. Release of Liability

To the fullest extent permitted by law, you agree to release, waive, and hold harmless PhatBoomer.com, OCT, its owner, instructors, contractors, representatives, affiliates, and related parties from any claims, liabilities, damages, injuries, losses, or expenses arising from:

  • your use of the Services;
  • participation in physical activities;
  • reliance on educational materials;
  • supplement use;
  • wellness recommendations;
  • or any decisions you make based on information provided through the website.

6. Memberships and Subscriptions

PhatBoomer.com, OldCityTaiChi.com may offer:

  • monthly memberships;
  • annual memberships;
  • free trials; and
  • other subscription plans.

Membership details and pricing are subject to change at any time.

Your subscription automatically renews unless canceled before the next billing cycle.


7. Free Trial

We may offer a seven (7) day free trial period for eligible users.

A valid payment method may be required to begin the free trial.

If you do not cancel before the end of the free trial period, your selected membership plan will automatically begin and your payment method will be charged.

Free trials are limited to one per person unless otherwise stated.


8. Billing and Payments

Payments may be processed through third-party payment processors including, but not limited to:

  • Stripe;
  • PayPal;
  • Zelle;
  • or other payment platforms.

By purchasing a membership or Service, you authorize recurring charges according to your selected subscription plan.

You are responsible for keeping your payment information current.


9. Cancellation Policy

You may cancel your membership at any time through your account portal before your next billing date.

Cancellation prevents future billing but does not provide refunds for previously processed payments.

Your access will continue until the end of your current billing cycle.


10. Refund Policy

Unless otherwise required by law, all payments are non-refundable.

No refunds, credits, or prorated reimbursements will be issued for:

  • partial membership periods;
  • unused time;
  • missed classes;
  • or failure to cancel before renewal.

11. Recorded Classes and Content

Live classes may be recorded and made available for on-demand viewing by members.

By participating in live sessions, you acknowledge that your voice, comments, questions, or likeness may appear in recordings.

If you do not wish to appear in recordings, you should disable your camera and avoid identifying information during live sessions.


12. Intellectual Property

All content on PhatBoomer.com & OldCityTaiChi.com, including:

  • videos,
  • text,
  • graphics,
  • logos,
  • audio,
  • downloadable materials,
  • course content,
  • and educational materials

are the property of PhatBoomer.com & OldCityTaiChi.com and is protected by copyright and intellectual property laws.

You may not:

  • copy;
  • reproduce;
  • distribute;
  • resell;
  • modify;
  • republish;
  • or commercially exploit any content without prior written permission.

Membership access is for personal, non-commercial use only.


13. Prohibited Conduct

You agree not to:

  • share your login credentials;
  • reproduce or pirate content;
  • harass or abuse other users;
  • post unlawful or offensive material;
  • interfere with website functionality;
  • attempt unauthorized access to systems;
  • or use the Services for unlawful purposes.

We reserve the right to suspend or terminate accounts violating these Terms.


14. Community Conduct

PhatBoomer.com & OldCityTaiChi.com aims to foster a respectful and supportive environment.

Users participating in live sessions, comments, or community interactions agree to communicate respectfully.

Harassment, discrimination, hate speech, threats, or abusive behavior will not be tolerated.


15. Third-Party Services

This website may contain links to third-party websites, products, services, or resources.

We are not responsible for the content, accuracy, or practices of third-party providers.

Use of third-party services is at your own risk.


16. Disclaimer of Warranties

The Services are provided “AS IS” and “AS AVAILABLE” without warranties of any kind, either express or implied.

We do not guarantee:

  • uninterrupted access;
  • error-free operation;
  • specific health outcomes;
  • fitness results;
  • or improvement in any medical condition.

Individual results will vary.


17. Limitation of Liability

To the fullest extent permitted by law, PhatBoomer.com & OldCityTaiChi.com and its representatives shall not be liable for any indirect, incidental, consequential, special, punitive, or exemplary damages arising from:

  • use of the Services;
  • inability to access the Services;
  • reliance on information provided;
  • or participation in activities associated with the Services.

18. Privacy

Your use of the website is also governed by our Privacy Policy.

By using the Services, you consent to the collection and use of information as described in the Privacy Policy.


19. Changes to Services or Terms

We reserve the right to:

  • modify these Terms;
  • update pricing;
  • change Services;
  • discontinue content;
  • or modify website features

at any time without prior notice.

Continued use of the Services after updates constitutes acceptance of revised Terms.


20. Governing Law

These Terms shall be governed by and interpreted under the laws of the State of Florida, without regard to conflict of law principles.

Any disputes arising from these Terms or use of the Services shall be resolved in the State of Florida.


21. Contact Information

If you have questions regarding these Terms & Conditions, please contact:

support@phatboomer.com

Medical Disclaimer 


The information provided on PhatBoomer.com & OldCityTaiChi.com, including but not limited to:
  • videos,
  • live classes,
  • recorded sessions,
  • articles,
  • educational materials,
  • coaching,
  • wellness guidance,
  • supplement discussions,
  • blood chemistry education,
  • stool analysis education,
  • emails,
  • social media content,
  • and all related Services
is intended for educational and informational purposes only.
PhatBoomer.com & OldCityTaiChi.com do not provide medical advice, diagnosis, or treatment.

Nothing on this website should be interpreted as:

  • medical advice;
  • a substitute for professional healthcare;
  • diagnosis of disease;
  • treatment recommendations;
  • or the establishment of a physician-patient relationship.

Always consult your physician or qualified healthcare provider before:
  • beginning any exercise program;
  • starting supplements;
  • changing medications;
  • making dietary changes;
  • or making healthcare decisions.

Never disregard professional medical advice or delay seeking medical care because of information obtained from this website. If you believe you may have a medical emergency, call 911 immediately or seek emergency medical care.
Any discussions related to:

  • laboratory testing,
  • blood chemistry,
  • stool testing,
  • functional wellness,
  • nutrition,
  • supplements,
  • aging,
  • movement,
  • or lifestyle optimization
are educational in nature and are not intended to diagnose, treat, cure, or prevent disease.
Results from wellness programs, exercise, supplements, or lifestyle interventions vary from person to person and are not guaranteed.

Participation in physical activities presented through PhatBoomer.com carries inherent risks, including injury, illness, or aggravation of existing conditions.
By using this website and participating in any Services, you acknowledge and accept full responsibility for your own health decisions and physical participation.

Liability Waiver and Assumption of Risk

By participating in any classes, videos, coaching sessions, programs, or activities offered through PhatBoomer.com & OldCtiyTaichi.com, you acknowledge and agree to the following:
You understand that physical exercise and wellness activities involve inherent risks, including but not limited to:

  • muscle strains,
  • falls,
  • dizziness,
  • cardiovascular events,
  • injury,
  • illness,
  • or other physical complications.

You voluntarily assume all risks associated with participation in:
  • Tai Chi classes,
  • mobility exercises,
  • balance training,
  • breathing exercises,
  • stretching,
  • wellness coaching,
  • and all related activities.

You affirm that:
  • you are physically capable of participating;
  • you will participate at your own pace;
  • you will stop immediately if you experience pain, dizziness, discomfort, or medical symptoms;
  • and you are solely responsible for consulting your physician before participation.

To the fullest extent permitted by law, you release and hold harmless PhatBoomer.com & OldCityTaiChi.com, its owner, instructors, contractors, affiliates, representatives, and related parties from any and all claims, liabilities, demands, damages, injuries, losses, costs, or expenses arising from:
  • participation in Services;
  • use of information provided;
  • physical activity;
  • supplement use;
  • wellness recommendations;
  • or reliance upon educational materials.

You understand and agree that participation is entirely voluntary and at your own risk.

Privacy Policy

PhatBoomer.com & OldCityTaiChi.com respect your privacy and is committed to protecting your personal information.

This Privacy Policy explains how information may be collected, used, and protected when you use this website and related Services.

Information We May Collect

We may collect:
  • your name;
  • email address;
  • billing information;
  • payment information through third-party processors;
  • account information;
  • wellness-related communications voluntarily submitted by you;
  • and website usage information.

Payment information is processed through third-party payment providers such as Stripe, PayPal, or other payment platforms. PhatBoomer.com & OldCityTaiChi.com do not directly store complete credit card information.

How We Use Information

Information may be used to:
  • provide Services;
  • process memberships and payments;
  • communicate with users;
  • improve website functionality;
  • provide customer support;
  • send educational or promotional communications;
  • and maintain website security.

Email Communications

By subscribing or registering on the website, you consent to receive emails related to:
  • memberships,
  • classes,
  • updates,
  • promotions,
  • educational content,
  • and service announcements.

You may unsubscribe from marketing emails at any time.

Cookies and Analytics

This website may use cookies, analytics tools, and similar technologies to improve user experience and monitor website performance.

Third-Party Services

We may use third-party platforms for:
  • payment processing,
  • email marketing,
  • analytics,
  • video hosting,
  • scheduling,
  • and website management.

These providers maintain their own privacy policies and practices.

Data Security

Reasonable measures are taken to protect your information; however, no online transmission or storage system can be guaranteed completely secure.

Health Information

Users should avoid submitting sensitive personal medical information through unsecured website forms or email communications.

Children

PhatBoomer.com & OldCityTaiChi.com is intended for users eighteen (18) years of age or older.

Changes to Privacy Policy

We reserve the right to modify this Privacy Policy at any time.
Continued use of the website after updates constitutes acceptance of revised terms.

Contact

Questions regarding this Privacy Policy may be directed to:

support@phatboomer.com

Refund & Cancellation Policy

Last Updated: January 23, 2025

PhatBoomer.com & OldCityTaiChi.com offer subscription-based memberships that may include:
  • live online classes;
  • recorded video content;
  • educational materials;
  • coaching;
  • and wellness-related Services.
  •  
Free Trial

Eligible users may receive a seven (7) day free trial.
If you do not cancel before the trial period ends, your selected subscription will automatically begin and your payment method will be charged.

Subscription Renewals

Memberships automatically renew unless canceled prior to the next billing date.

Cancellation Policy

You may cancel your membership at any time through your account portal.
Cancellation prevents future billing but does not refund prior payments already processed.
Your membership access will continue through the remainder of your current billing cycle.

Refund Policy

All payments are non-refundable unless otherwise required by law.
No refunds, credits, or prorated reimbursements will be issued for:
  • partial billing periods;
  • unused memberships;
  • missed classes;
  • or failure to cancel prior to renewal.

  • Monthly Memberships: All monthly subscription sales are final and non-refundable. Upon cancellation, your access will remain valid until the expiration of your current monthly billing cycle.

  • Annual Memberships: Annual subscription plans are sold at a steep promotional rate in exchange for a full twelve-month operational commitment. PhatBoomer.com & OldCityTaiChi.com do not offer prorated, partial, or full cash refunds at any point during the subscription term once the 7-day free trial has concluded. Upon cancellation of an annual subscription, your account will remain fully active with unrestricted access to all recorded vaults, documents, and live classes until the conclusion of your paid calendar year, at which point the subscription will officially terminate and will not renew.

Failed Payments

If a payment fails or is declined, access to membership Services may be suspended until payment is successfully processed.

Contact

Questions regarding billing, cancellations, or membership access may be directed to:


support@phatboomer.com
©2001-2026  Old City Tai chi - Fernando Bernall

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